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January 8, 2014:
New year brings new crop of people looking to get out from under debt.


Lump Sum:

Note that if you didn't take the lump sum originally, you are likely to get even less with a payout on an annuity if you change your mind later.


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- Annuities
- Lottery Article
- How To

Learn how to get lump sums for lottery and contest payments!

If you've won a prize in a lottery, sweepstakes, or contest, then you probably were paid with an annuity over 20 to 25 years. If you need cash to pay bills or consolidate debt, then structured settlement brokers can help you turn your prize payouts into money you can use..

Why do lotteries, sweepstakes, and contests (like restaurant games) use annuities? Because they can buy the whole annuity for less than the cost of the actual prize. By stretching out the prize over years, they only pay pennies on the dollar for the package, so a million dollars gets paid out in increments of $50,000 per year. If you have a financial emergency, or want to invest your money in something like a house, then you might need much more cash up front. By finding out the right broker, you can get the best deal for the money that is coming to you, with fast access to capital..


Notes and Special Information

Special note: Congratulations on your incredible luck in winning a lottery in the first place. The odds were against you and you prevailed. Now, when looking to get a payout, consider instead restructuring your finances or getting a short-term loan to reorganize your life. Lump sum payouts don't last and then you are going to be another one of those miserable stories like they have on TV.